Dedicated Workers’ Compensation Attorney Serving Clients Throughout Central and Eastern Kentucky
If you have been involved in a serious accident at your place of employment, you should consider retaining an experienced Kentucky workers’ compensation attorney to assist you in filing your claim. Bruce R. Bentley Attorney at Law PLLC will protect your rights and your financial future if you are concerned about employers or insurance companies disputing or denying your claim in the aftermath of a severe workplace injury. It’s important to understand that the worker’s compensation insurance system was devised as a way to protect both employers and employees in the event of an accident.
By participating in the workers’ compensation system, employees can anticipate that all of the medical expenses and most of the lost income associated with a severe workplace accident will be covered once their claim is accepted, but they are not legally permitted to sue their employers directly over their injuries, even when an employer’s negligence or misconduct was a contributing factor in causing them. In a perfect world, this would be a fairly straightforward process; however, the reality is rarely that simple.
Employers who are reluctant to pay higher insurance premiums and insurance companies that are seeking to increase their bottom line can collude in rejecting just claims filed by employees, especially when injuries are egregious enough to warrant surgery or ongoing care. If you’re an injured worker, you don’t have to take on your boss and big insurance companies alone: contact Bruce R. Bentley Attorney at Law PLLC to schedule an appointment.
The Kentucky Workers’ Compensation System
Employees have the option of refusing to participate in the Kentucky workers’ compensation system by filling out an Employees’ Notice of Rejection of Workers’ Compensation Act form, commonly known as a Form 4 Waiver, and filing it with their employer. Their employer is then required to file this form with the Kentucky Department of Workers’ Claims. Opting out of the workers’ compensation system means that an injured employee can file a personal injury suit against their boss directly, but they will then be responsible for demonstrating that their employer’s carelessness or recklessness was a factor in causing their injuries.
Talk to us today to learn more about the benefits and drawbacks of the workers’ compensation insurance system and what legal options you may have available to you when it comes to seeking compensation for a workplace injury. Whether you’re covered by workers’ compensation insurance or not, we’ll pursue every avenue to get you the maximum payout to which you are entitled under Kentucky state law.